Buying a natural stone house in Montenegro -
Montenegro, a jewel on the Adriatic coast, offers a fascinating combination of unspoiled nature, historical charm and the Mediterranean way of life. For many who dream of a retreat in the midst of these picturesque surroundings, a natural stone house is the perfect choice. In this blog article, you will learn everything you need to know about buying a natural stone house in Montenegro, the advantages of these properties and what you should look out for when buying.
Why a natural stone house in Montenegro?
Buying a natural stone house in Montenegro offers numerous advantages. These houses are characterized by their robust construction and authentic aesthetics. They blend harmoniously into the landscape and are often centuries old, which gives them a special historical value. The stone walls provide excellent insulation against heat in summer and cold in winter, ensuring a pleasant living climate all year round.
The best regions for buying a natural stone house
Montenegro offers many attractive regions for the purchase of a natural stone house. Here are some of the most popular areas:
- Kotor:
This UNESCO World Heritage city is known for its well-preserved medieval architecture and its breathtaking bay. A natural stone house in Kotor not only offers historical beauty, but also a lively culture and numerous leisure activities. - Budva:
With its picturesque beaches and vibrant nightlife, Budva is an ideal place for those seeking both tranquillity and entertainment. The old town of Budva is home to many charming natural stone houses. - Herceg Novi:
This coastal town is known for its healing thermal springs and lush vegetation. A natural stone house in Herceg Novi offers a perfect blend of nature and comfort. - Bar:
The Bar region impresses with its historical significance and proximity to the sea. The town of Bar and its surroundings offer a variety of natural stone houses, which are particularly attractive due to their strategic location and proximity to important transport links. - Central Montenegro:
Regions such as Cetinje and Nikšić offer a quieter and more authentic Montenegrin experience away from the tourist hotspots.
Advantages and disadvantages of natural stone houses
Advantages
- Robustness and durability:
Natural stone houses are known for their stable construction and durability. Many of these buildings have been standing for centuries and have proven to be extremely resilient. - Aesthetics and charm:
The natural stone gives the houses an unmistakable beauty and authenticity that modern buildings often cannot offer. - Heat and cold insulation:
The thick stone walls provide natural insulation, which ensures a pleasant living climate in both summer and winter. - Historical value:
Many natural stone houses have significant historical value and tell stories of times gone by.
Disadvantages
- Inspection of the building fabric:
When buying a natural stone house, a thorough inspection of the building fabric is essential. Due to their age, some houses may have damage that needs to be repaired. - Earthquake damage:
Montenegro is an earthquake-prone region. Therefore, it is important to check the house for cracks and structural damage that may have been caused by past earthquakes. - Humidity:
Natural stone houses can be susceptible to moisture problems, especially if they are not properly sealed. - Foundation and structure:
The foundation and supporting structure of the house should be examined in detail. Look out for possible cracks in the walls and check whether wood has been used that could possibly be dilapidated. - Isolation methods:
Some natural stone houses are double-walled, which provides additional air insulation, while others are only single-walled and may be less well insulated.
Variety of natural stone houses: from ruins to luxury properties
If you buy a natural stone house in Montenegro, you will come across a wide range of properties. These range from very dilapidated buildings, which practically only consist of individual walls, to luxurious stone houses that have already been extensively renovated and are considered luxury properties.
Dilapidated natural stone houses
Some of the natural stone houses for sale are in extremely poor condition. These houses require extensive renovation work and are often very cheap to buy. However, they offer the opportunity to restore the house according to your own ideas and needs and thus create an individual and unique home.
Luxury natural stone houses
At the other end of the spectrum are renovated stone houses that offer all modern amenities and are considered luxury properties. These houses have often been modernized with high-quality materials and technologies without losing their historic charm. The price of such properties can be very high, but reflects the exclusivity and comfort they offer.
Steps to buying a natural stone house in Montenegro
- Research and planning:
Before you buy a natural stone house in Montenegro, you should carry out thorough research. Think about which region best suits your needs and what type of house you are looking for. Also consider your budget and any renovation costs. - Legal advice:
As buying a property abroad can be complex, it is advisable to hire a local lawyer to guide you through the process. He can help you clarify all legal aspects and ensure that the purchase goes smoothly. - Real estate agent:
An experienced local real estate agent can help you find the perfect natural stone home. He knows the market and has access to a large number of real estate offers. - Viewing:
Take the time to visit several houses. Pay attention to the condition of the building fabric and any renovation requirements. A natural stone house should be carefully examined, as older buildings often require special maintenance. - Negotiations and purchase contract:
As soon as you have found your dream home, the negotiation phase begins. A good lawyer and estate agent can help you achieve a fair price and record all the details in the purchase contract. - Processing and registration:
After signing the purchase contract, all documents must be registered with the relevant authorities. Your lawyer will oversee this process and ensure that all formalities are completed correctly.
Costs and financing
Prices for natural stone houses in Montenegro vary greatly depending on the location and condition of the property. While houses in popular coastal regions such as Kotor or Budva tend to be more expensive, you can find cheaper offers in less touristy areas. In addition to the purchase price, you should also plan for the costs of any renovations, notary fees and taxes.
In rare cases, it is possible to obtain financing through Montenegrin banks, but the conditions are often stricter than in other countries. Another option is financing via a bank in your home country – although Germany unfortunately refuses financing outside Europe in most cases. In any case, you should inform yourself thoroughly about the various financing options.
Living in a natural stone house in Montenegro
Buying a natural stone house in Montenegro means choosing to live in an environment full of history and natural beauty. These houses offer not only aesthetic pleasure, but also a high quality of life. Many natural stone houses have large gardens, terraces with sea views or even private access to beaches.
Life in Montenegro itself is characterized by a relaxed atmosphere, hospitable people and delicious Mediterranean cuisine. The locals are open and helpful, which facilitates integration and makes daily life pleasant.
Conclusion
Buying a natural stone house in Montenegro is a decision that offers many advantages from both an aesthetic and practical point of view. The robust construction and historic charm of these houses make them sought-after properties. With the right planning, advice and the right local partners, you can find your dream home in one of Europe’s most beautiful regions. Whether as a vacation home, retirement home or investment – a natural stone house in Montenegro is always a good choice. Immerse yourself in the beauty and history of this fascinating country and enjoy a life surrounded by nature and culture.
