{"id":95053,"date":"2024-10-13T05:35:00","date_gmt":"2024-10-13T03:35:00","guid":{"rendered":"https:\/\/immo-monte.me\/2024\/10\/13\/%d1%87%d0%b5%d1%80%d0%bd%d0%be%d0%b3%d0%be%d1%80%d0%b8%d1%8f-%d0%b8-%d1%81%d1%85%d0%b5%d0%bc%d0%b0-%d0%bf%d1%80%d1%8f%d0%bc%d0%be%d0%b3%d0%be-%d0%b4%d0%b5%d0%b1%d0%b5%d1%82%d0%be%d0%b2%d0%b0%d0%bd\/"},"modified":"2025-02-18T11:22:29","modified_gmt":"2025-02-18T10:22:29","slug":"%d1%87%d0%b5%d1%80%d0%bd%d0%be%d0%b3%d0%be%d1%80%d0%b8%d1%8f-%d0%b8-%d1%81%d1%85%d0%b5%d0%bc%d0%b0-%d0%bf%d1%80%d1%8f%d0%bc%d0%be%d0%b3%d0%be-%d0%b4%d0%b5%d0%b1%d0%b5%d1%82%d0%be%d0%b2%d0%b0%d0%bd","status":"publish","type":"post","link":"https:\/\/immo-monte.me\/ru\/2024\/10\/13\/%d1%87%d0%b5%d1%80%d0%bd%d0%be%d0%b3%d0%be%d1%80%d0%b8%d1%8f-%d0%b8-%d1%81%d1%85%d0%b5%d0%bc%d0%b0-%d0%bf%d1%80%d1%8f%d0%bc%d0%be%d0%b3%d0%be-%d0%b4%d0%b5%d0%b1%d0%b5%d1%82%d0%be%d0%b2%d0%b0%d0%bd\/","title":{"rendered":"\u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u0438 \u0441\u0445\u0435\u043c\u0430 \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u0430\u043d\u0438\u044f SEPA: \u041e\u0431\u0437\u043e\u0440 \u0441\u0442\u0430\u0442\u0443\u0441-\u043a\u0432\u043e \u0438 \u0431\u0443\u0434\u0443\u0449\u0435\u0433\u043e \u0441 2025 \u0433\u043e\u0434\u0430"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"95053\" class=\"elementor elementor-95053 elementor-88468\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ad3644 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ad3644\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-18db5b5\" data-id=\"18db5b5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-05513dd elementor-widget elementor-widget-heading\" data-id=\"05513dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u0438 \u0441\u0445\u0435\u043c\u0430 \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u0430\u043d\u0438\u044f SEPA: \u041e\u0431\u0437\u043e\u0440 \u0441\u0442\u0430\u0442\u0443\u0441-\u043a\u0432\u043e \u0438 \u0431\u0443\u0434\u0443\u0449\u0435\u0433\u043e \u0441 2025 \u0433\u043e\u0434\u0430<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9af34ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9af34ad\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8894b22\" data-id=\"8894b22\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-efe8196 elementor-widget elementor-widget-text-editor\" data-id=\"efe8196\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u0412 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u043f\u0435\u0440\u0435\u0436\u0438\u0432\u0430\u0435\u0442 \u0440\u0435\u0448\u0430\u044e\u0449\u0438\u0439 \u043f\u0435\u0440\u0435\u043b\u043e\u043c\u043d\u044b\u0439 \u043c\u043e\u043c\u0435\u043d\u0442 \u0432 \u0441\u0432\u043e\u0435\u0439 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0439 \u0438\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0435. \u0421 <strong>1 \u044f\u043d\u0432\u0430\u0440\u044f 2025 \u0433.<\/strong> \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u043f\u0440\u0438\u0441\u043e\u0435\u0434\u0438\u043d\u0438\u0442\u0441\u044f \u043a SEPA (\u0415\u0434\u0438\u043d\u043e\u0439 \u0437\u043e\u043d\u0435 \u0435\u0432\u0440\u043e\u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439), \u0447\u0442\u043e \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u0442 \u043a \u0434\u0430\u043b\u0435\u043a\u043e \u0438\u0434\u0443\u0449\u0438\u043c \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u044f\u043c \u0432 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f\u0445 \u0441\u0442\u0440\u0430\u043d\u044b. \u041d\u043e \u043a\u0430\u043a\u043e\u0432\u0430 \u0442\u0435\u043a\u0443\u0449\u0430\u044f \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u044f \u0431\u0435\u0437 SEPA \u0438 \u043a\u0430\u043a\u0438\u0435 \u0443\u043b\u0443\u0447\u0448\u0435\u043d\u0438\u044f \u043f\u0440\u0438\u043d\u0435\u0441\u0435\u0442 \u0432\u0432\u0435\u0434\u0435\u043d\u0438\u0435 \u0441\u0438\u0441\u0442\u0435\u043c\u044b SEPA?  <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aefb8b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aefb8b2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-09d7329\" data-id=\"09d7329\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6644387 elementor-widget elementor-widget-spacer\" data-id=\"6644387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d740ffc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d740ffc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1e578c\" data-id=\"d1e578c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46e48ba elementor-widget elementor-widget-text-editor\" data-id=\"46e48ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u0422\u0435\u043a\u0443\u0449\u0438\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u044b \u0432 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u0431\u0435\u0437 SEPA<\/h3>\n<p>\u0412 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f, \u0445\u043e\u0442\u044f \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0435\u0442 \u0435\u0432\u0440\u043e \u0432 \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u0435 \u0441\u0432\u043e\u0435\u0439 \u0432\u0430\u043b\u044e\u0442\u044b, \u043e\u043d\u0430 \u043d\u0435 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0447\u043b\u0435\u043d\u043e\u043c \u0437\u043e\u043d\u044b SEPA. \u042d\u0442\u043e \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442, \u0447\u0442\u043e \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 \u0432 \u0435\u0432\u0440\u043e \u0432 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u043d\u0435 \u0438\u043c\u0435\u044e\u0442 \u0442\u0435\u0445 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0435\u0441\u0442\u044c \u0443 \u0447\u043b\u0435\u043d\u043e\u0432 SEPA. \u041f\u043b\u0430\u0442\u0435\u0436\u0438 \u0432 \u0435\u0432\u0440\u043e, \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0437\u0430 \u0433\u0440\u0430\u043d\u0438\u0446\u0443 \u0438\u043b\u0438 \u0438\u0437-\u0437\u0430 \u0433\u0440\u0430\u043d\u0438\u0446\u044b, \u0447\u0430\u0441\u0442\u043e \u043e\u0431\u043b\u0430\u0433\u0430\u044e\u0442\u0441\u044f \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u0438\u043c\u0438 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u044f\u043c\u0438 \u0438 \u0437\u0430\u043d\u0438\u043c\u0430\u044e\u0442 \u0431\u043e\u043b\u044c\u0448\u0435 \u0432\u0440\u0435\u043c\u0435\u043d\u0438. \u041f\u043b\u0430\u0442\u0435\u0436\u0438 \u043f\u0440\u0438\u0445\u043e\u0434\u0438\u0442\u0441\u044f \u043e\u0431\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u0442\u044c \u0447\u0435\u0440\u0435\u0437 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u0441\u0435\u0442\u0438, \u0447\u0442\u043e \u043f\u0440\u0438\u0432\u043e\u0434\u0438\u0442 \u043a \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u043c \u0440\u0430\u0441\u0445\u043e\u0434\u0430\u043c \u0438 \u0441\u043b\u043e\u0436\u043d\u044b\u043c \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u0430\u043c.   <\/p>\n<p>\u0414\u043b\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439, \u0432\u0435\u0434\u0443\u0449\u0438\u0445 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u0443\u044e \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u0438\u043b\u0438 \u0438\u043c\u0435\u044e\u0449\u0438\u0445 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u0432 \u0434\u0440\u0443\u0433\u0438\u0445 \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438\u0445 \u0441\u0442\u0440\u0430\u043d\u0430\u0445, \u044d\u0442\u043e \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442 \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u043e\u0431\u044a\u0435\u043c \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0440\u0430\u0431\u043e\u0442\u044b. \u041c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b \u0434\u043e\u0440\u043e\u0436\u0435 \u0438 \u043c\u0435\u0434\u043b\u0435\u043d\u043d\u0435\u0435, \u0447\u0442\u043e \u043f\u0440\u0438\u0432\u043e\u0434\u0438\u0442 \u043a \u0437\u0430\u0434\u0435\u0440\u0436\u043a\u0430\u043c \u0438 \u0443\u0432\u0435\u043b\u0438\u0447\u0435\u043d\u0438\u044e \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0430\u0442\u0438\u0432\u043d\u044b\u0445 \u0440\u0430\u0441\u0445\u043e\u0434\u043e\u0432. \u0427\u0430\u0441\u0442\u043d\u044b\u043c \u043b\u0438\u0446\u0430\u043c, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0445\u043e\u0442\u044f\u0442 \u043e\u0442\u043f\u0440\u0430\u0432\u043b\u044f\u0442\u044c \u0438\u043b\u0438 \u043f\u043e\u043b\u0443\u0447\u0430\u0442\u044c \u0434\u0435\u043d\u044c\u0433\u0438 \u0437\u0430 \u0433\u0440\u0430\u043d\u0438\u0446\u0443, \u0442\u0430\u043a\u0436\u0435 \u043f\u0440\u0438\u0445\u043e\u0434\u0438\u0442\u0441\u044f \u0441\u0442\u0430\u043b\u043a\u0438\u0432\u0430\u0442\u044c\u0441\u044f \u0441 \u044d\u0442\u0438\u043c\u0438 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043c\u0438. \u0412 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0432 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u0431\u043e\u043b\u0435\u0435 \u043d\u0435\u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u044b \u0438 \u0431\u043e\u043b\u0435\u0435 \u0434\u043e\u0440\u043e\u0433\u0438, \u0447\u0435\u043c \u0432 \u0441\u0442\u0440\u0430\u043d\u0430\u0445 SEPA.   <\/p>\n<p>\u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, \u0432 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u043d\u0435 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u0435\u0442 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u043f\u0440\u043e\u0446\u0435\u0434\u0443\u0440\u044b \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u0430\u043d\u0438\u044f, \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u044e\u0449\u0435\u0439 \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0438 \u0443\u043f\u0440\u043e\u0441\u0442\u0438\u0442\u044c \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0443 \u0440\u0435\u0433\u0443\u043b\u044f\u0440\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439. \u041a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0438 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0438 \u0432 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u0432\u044b\u043d\u0443\u0436\u0434\u0435\u043d\u044b \u043f\u043e\u043b\u0430\u0433\u0430\u0442\u044c\u0441\u044f \u043d\u0430 \u043d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0441\u0438\u0441\u0442\u0435\u043c\u044b, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043c\u0435\u043d\u0435\u0435 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u044b \u0434\u043b\u044f \u0440\u0435\u0433\u0443\u043b\u044f\u0440\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-407812b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"407812b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-88a86fe\" data-id=\"88a86fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16d7d28 elementor-widget elementor-widget-text-editor\" data-id=\"16d7d28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430 \u0441\u0445\u0435\u043c\u044b \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u0430\u043d\u0438\u044f SEPA \u0441 2025 \u0433\u043e\u0434\u0430<\/h3>\n<p>\u041f\u0440\u0438\u0441\u043e\u0435\u0434\u0438\u043d\u0435\u043d\u0438\u0435 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u043a \u0437\u043e\u043d\u0435 SEPA \u043a\u043e\u0440\u0435\u043d\u043d\u044b\u043c \u043e\u0431\u0440\u0430\u0437\u043e\u043c \u0438\u0437\u043c\u0435\u043d\u0438\u0442 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u044e. SEPA \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442 \u0435\u0434\u0438\u043d\u044b\u0439 \u0438 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0439 \u043c\u0435\u0442\u043e\u0434 \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0432 \u0435\u0432\u0440\u043e \u043d\u0430 \u0432\u0441\u0435\u0439 \u0442\u0435\u0440\u0440\u0438\u0442\u043e\u0440\u0438\u0438 SEPA &#8211; \u043a\u0430\u043a \u043d\u0430 \u043d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u043c, \u0442\u0430\u043a \u0438 \u043d\u0430 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u043c \u0443\u0440\u043e\u0432\u043d\u0435 &#8211; \u043d\u0430 \u043e\u0434\u0438\u043d\u0430\u043a\u043e\u0432\u044b\u0445 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u0445. <\/p>\n<p>\u0421\u0445\u0435\u043c\u0430 \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u0430\u043d\u0438\u044f SEPA \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u043c \u0438 \u0447\u0430\u0441\u0442\u043d\u044b\u043c \u043b\u0438\u0446\u0430\u043c \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u0432\u0437\u0438\u043c\u0430\u0442\u044c \u043f\u043e\u0432\u0442\u043e\u0440\u044f\u044e\u0449\u0438\u0435\u0441\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0438, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a \u0430\u0440\u0435\u043d\u0434\u043d\u0430\u044f \u043f\u043b\u0430\u0442\u0430, \u043f\u043e\u0434\u043f\u0438\u0441\u043a\u0430 \u0438\u043b\u0438 \u043a\u043e\u043c\u043c\u0443\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438. \u042d\u0442\u043e \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0441\u044f \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u043a \u0432\u043d\u0443\u0442\u0440\u0435\u043d\u043d\u0438\u043c, \u043d\u043e \u0438 \u043a \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u043c \u043f\u043b\u0430\u0442\u0435\u0436\u0430\u043c \u0432 \u0437\u043e\u043d\u0435 SEPA. \u0422\u0430\u043a\u0438\u043c \u043e\u0431\u0440\u0430\u0437\u043e\u043c, \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u043c\u043e\u0433\u0443\u0442 \u043b\u0435\u0433\u043a\u043e \u0438 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e \u0441\u043e\u0431\u0438\u0440\u0430\u0442\u044c \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u043e\u0442 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u0432 \u0434\u0440\u0443\u0433\u0438\u0445 \u0441\u0442\u0440\u0430\u043d\u0430\u0445 SEPA, \u0430 \u0447\u0430\u0441\u0442\u043d\u044b\u0435 \u043b\u0438\u0446\u0430 \u043c\u043e\u0433\u0443\u0442 \u0441 \u0443\u0434\u043e\u0431\u0441\u0442\u0432\u043e\u043c \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0442\u044c \u0441\u0432\u043e\u0438 \u0441\u0447\u0435\u0442\u0430.  <\/p>\n<p>\u041a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u043e \u044d\u0442\u043e \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442 \u0434\u043b\u044f \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438:<\/p>\n<ol>\n<li>\n<p><strong>\u0421\u043d\u0438\u0436\u0435\u043d\u0438\u0435 \u0440\u0430\u0441\u0445\u043e\u0434\u043e\u0432<\/strong>: \u041f\u043b\u0430\u0442\u0435\u0436\u0438 SEPA \u0431\u0443\u0434\u0443\u0442 \u043e\u0431\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u0442\u044c\u0441\u044f \u043d\u0430 \u0442\u0435\u0445 \u0436\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u0445, \u0447\u0442\u043e \u0438 \u0432\u043d\u0443\u0442\u0440\u0435\u043d\u043d\u0438\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438, \u0447\u0442\u043e \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0441\u043d\u0438\u0437\u0438\u0442 \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0445 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u043e\u0432. \u041a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u043c \u0438 \u0447\u0430\u0441\u0442\u043d\u044b\u043c \u043b\u0438\u0446\u0430\u043c \u0431\u043e\u043b\u044c\u0448\u0435 \u043d\u0435 \u043f\u0440\u0438\u0434\u0435\u0442\u0441\u044f \u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0432\u044b\u0441\u043e\u043a\u0438\u0435 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0438 \u0437\u0430 \u043e\u0442\u043f\u0440\u0430\u0432\u043a\u0443 \u0438\u043b\u0438 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0435 \u0434\u0435\u043d\u0435\u0433 \u0437\u0430 \u0433\u0440\u0430\u043d\u0438\u0446\u0435\u0439. <\/p>\n<\/li>\n<li>\n<p><strong>\u0411\u043e\u043b\u0435\u0435 \u0431\u044b\u0441\u0442\u0440\u044b\u0435 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438<\/strong>: \u0412 \u0442\u043e \u0432\u0440\u0435\u043c\u044f \u043a\u0430\u043a \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b \u0431\u0435\u0437 SEPA \u0447\u0430\u0441\u0442\u043e \u0437\u0430\u043d\u0438\u043c\u0430\u044e\u0442 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0434\u043d\u0435\u0439, SEPA \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0432\u0430\u0435\u0442 \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0431\u043e\u043b\u0435\u0435 \u0431\u044b\u0441\u0442\u0440\u0443\u044e \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0443. \u041a\u0430\u043a \u043f\u0440\u0430\u0432\u0438\u043b\u043e, \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 \u0437\u0430\u0432\u0435\u0440\u0448\u0430\u044e\u0442\u0441\u044f \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u043e\u0434\u043d\u043e\u0433\u043e-\u0434\u0432\u0443\u0445 \u0440\u0430\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0435\u0439. <\/p>\n<\/li>\n<li>\n<p><strong>\u0421\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0435 \u043f\u0440\u044f\u043c\u043e\u0435 \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u0430\u043d\u0438\u0435<\/strong>: \u0421\u0445\u0435\u043c\u0430 \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u0430 SEPA \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442 \u0443\u0434\u043e\u0431\u043d\u044b\u0439 \u0432\u0430\u0440\u0438\u0430\u043d\u0442 \u0440\u0435\u0433\u0443\u043b\u044f\u0440\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439. \u042d\u0442\u043e \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0432\u044b\u0433\u043e\u0434\u043d\u043e \u0434\u043b\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043c\u043e\u0433\u0443\u0442 \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e \u0441\u043e\u0431\u0438\u0440\u0430\u0442\u044c \u043f\u043e\u0432\u0442\u043e\u0440\u044f\u044e\u0449\u0438\u0435\u0441\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0438, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a \u0430\u0440\u0435\u043d\u0434\u043d\u0430\u044f \u043f\u043b\u0430\u0442\u0430 \u0438\u043b\u0438 \u043f\u043e\u0434\u043f\u0438\u0441\u043a\u0430. \u0427\u0430\u0441\u0442\u043d\u044b\u0435 \u043b\u0438\u0446\u0430 \u0442\u0430\u043a\u0436\u0435 \u0432\u044b\u0438\u0433\u0440\u044b\u0432\u0430\u044e\u0442 \u043e\u0442 \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0437\u0430\u0446\u0438\u0438, \u043f\u043e\u0441\u043a\u043e\u043b\u044c\u043a\u0443 \u043e\u043d\u0438 \u043c\u043e\u0433\u0443\u0442 \u043b\u0435\u0433\u043a\u043e \u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0442\u044c \u0441\u0432\u043e\u0438 \u0441\u0447\u0435\u0442\u0430.  <\/p>\n<\/li>\n<li>\n<p><strong>\u041f\u043e\u0432\u044b\u0448\u0435\u043d\u043d\u0430\u044f \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c<\/strong>: SEPA \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442 \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c\u044b \u0437\u0430\u0449\u0438\u0442\u044b \u0434\u043b\u044f \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043c\u043e\u0433\u0443\u0442 \u0430\u043d\u043d\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u043f\u0440\u044f\u043c\u044b\u0435 \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u0432\u043e\u0441\u044c\u043c\u0438 \u043d\u0435\u0434\u0435\u043b\u044c \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u0440\u0430\u0441\u0445\u043e\u0436\u0434\u0435\u043d\u0438\u0439. \u042d\u0442\u043e \u0434\u0430\u0435\u0442 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044f\u043c \u0431\u043e\u043b\u044c\u0448\u0435 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u0438 \u0443\u0432\u0435\u0440\u0435\u043d\u043d\u043e\u0441\u0442\u0438 \u0432 \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u0435 \u043e\u043f\u043b\u0430\u0442\u044b. <\/p>\n<\/li>\n<\/ol>\n<h3> <\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c300e97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c300e97\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-43fd23b\" data-id=\"43fd23b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9968851 elementor-widget elementor-widget-text-editor\" data-id=\"9968851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u0421\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u0435: \u0434\u043e \u0438 \u043f\u043e\u0441\u043b\u0435 \u0432\u0441\u0442\u0443\u043f\u043b\u0435\u043d\u0438\u044f \u0432 SEPA<\/h3>\n<p>\u0411\u0435\u0437 SEPA \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438 \u0432 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u0432 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u0444\u0440\u0430\u0433\u043c\u0435\u043d\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u044b \u0438 \u043d\u0435\u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u044b, \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u043f\u0440\u0438 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0430\u0445. \u041a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0432\u044b\u043d\u0443\u0436\u0434\u0435\u043d\u044b \u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0432\u044b\u0441\u043e\u043a\u0438\u0435 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0438 \u0438 \u043e\u0436\u0438\u0434\u0430\u0442\u044c \u0431\u043e\u043b\u0435\u0435 \u0434\u043b\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438 \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439, \u0447\u0442\u043e \u0441\u043d\u0438\u0436\u0430\u0435\u0442 \u0438\u0445 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0442\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u044c \u043d\u0430 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u043c \u0440\u044b\u043d\u043a\u0435. \u0427\u0430\u0441\u0442\u043d\u044b\u0435 \u043b\u0438\u0446\u0430 \u0441\u0442\u0430\u043b\u043a\u0438\u0432\u0430\u044e\u0442\u0441\u044f \u0441 \u0430\u043d\u0430\u043b\u043e\u0433\u0438\u0447\u043d\u044b\u043c\u0438 \u043f\u0440\u0435\u043f\u044f\u0442\u0441\u0442\u0432\u0438\u044f\u043c\u0438 \u043f\u0440\u0438 \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u0435\u043d\u0438\u0438 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0445 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u043e\u0432 \u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439.  <\/p>\n<p>\u041e\u0434\u043d\u0430\u043a\u043e \u0441 <strong>2025 \u0433\u043e\u0434\u0430<\/strong>, \u043a\u043e\u0433\u0434\u0430 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u043f\u0440\u0438\u0441\u043e\u0435\u0434\u0438\u043d\u0438\u0442\u0441\u044f \u043a SEPA, \u043e\u043d\u0430 \u043f\u043e\u043b\u0443\u0447\u0438\u0442 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u0438 \u0431\u043e\u043b\u0435\u0435 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u044b. \u041c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0441\u0442\u0430\u043d\u0443\u0442 \u0442\u0430\u043a\u0438\u043c\u0438 \u0436\u0435 \u043f\u0440\u043e\u0441\u0442\u044b\u043c\u0438 \u0438 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u044b\u043c\u0438, \u043a\u0430\u043a \u0438 \u0432\u043d\u0443\u0442\u0440\u0435\u043d\u043d\u0438\u0435. \u041f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f \u0441\u043c\u043e\u0433\u0443\u0442 \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0441\u0432\u043e\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u044b, \u0430 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0438 \u043f\u043e\u043b\u0443\u0447\u0430\u0442 \u0432\u044b\u0433\u043e\u0434\u0443 \u043e\u0442 \u0431\u043e\u043b\u0435\u0435 \u0431\u044b\u0441\u0442\u0440\u044b\u0445 \u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u044b\u0445 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439.  <\/p>\n<p>\u0412\u0432\u0435\u0434\u0435\u043d\u0438\u0435 \u0441\u0445\u0435\u043c\u044b \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u0430 SEPA \u0442\u0430\u043a\u0436\u0435 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u0441\u043e\u0431\u043e\u0439 \u0431\u043e\u043b\u044c\u0448\u043e\u0439 \u0448\u0430\u0433 \u0432\u043f\u0435\u0440\u0435\u0434 \u0432 \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0437\u0430\u0446\u0438\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439. \u0420\u0430\u043d\u0435\u0435 \u043e\u0442\u0441\u0443\u0442\u0441\u0442\u0432\u0438\u0435 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u043f\u0440\u043e\u0446\u0435\u0434\u0443\u0440 \u0432 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u043f\u0440\u0438\u0432\u043e\u0434\u0438\u043b\u043e \u043a \u0442\u043e\u043c\u0443, \u0447\u0442\u043e \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0438 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0438 \u0432\u044b\u043f\u043e\u043b\u043d\u044f\u043b\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0432\u0440\u0443\u0447\u043d\u0443\u044e \u0438 \u0442\u0440\u0430\u0442\u0438\u043b\u0438 \u043d\u0430 \u044d\u0442\u043e \u043c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438. SEPA \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0441\u043e\u043a\u0440\u0430\u0442\u0438\u0442 \u044d\u0442\u0438 \u0443\u0441\u0438\u043b\u0438\u044f.  <\/p><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9546bab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9546bab\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b1cfbd7\" data-id=\"b1cfbd7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-efdf145 elementor-widget elementor-widget-text-editor\" data-id=\"efdf145\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u044b \u0438 \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u043a \u0432\u0441\u0442\u0443\u043f\u043b\u0435\u043d\u0438\u044e \u0432 SEPA<\/h3>\n<p>\u0425\u043e\u0442\u044f \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430 \u043f\u0440\u0438\u0441\u043e\u0435\u0434\u0438\u043d\u0435\u043d\u0438\u044f \u043a SEPA \u043e\u0447\u0435\u0432\u0438\u0434\u043d\u044b, \u043f\u0435\u0440\u0435\u0445\u043e\u0434 \u043a \u044d\u0442\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u0435 \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u043a\u043e\u0440\u0440\u0435\u043a\u0442\u0438\u0440\u043e\u0432\u043e\u043a. \u0411\u0430\u043d\u043a\u0430\u043c \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u043c\u043e\u0434\u0435\u0440\u043d\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0441\u0432\u043e\u0438 \u0441\u0438\u0441\u0442\u0435\u043c\u044b, \u0447\u0442\u043e\u0431\u044b \u043e\u043d\u0438 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u043e\u0432\u0430\u043b\u0438 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0430\u043c SEPA. \u042d\u0442\u043e \u0432\u043a\u043b\u044e\u0447\u0430\u0435\u0442 \u0432 \u0441\u0435\u0431\u044f \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0438 \u0432 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0438, \u0430 \u0442\u0430\u043a\u0436\u0435 \u043e\u0431\u0443\u0447\u0435\u043d\u0438\u0435 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u043a\u043e\u0432, \u0447\u0442\u043e\u0431\u044b \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0442\u044c \u0431\u0435\u0441\u043f\u0435\u0440\u0435\u0431\u043e\u0439\u043d\u0443\u044e \u0440\u0430\u0431\u043e\u0442\u0443 \u0432\u0441\u0435\u0445 \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u043e\u0432.  <\/p>\n<p>\u041f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f\u043c \u0438 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044f\u043c \u0442\u0430\u043a\u0436\u0435 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u0430\u0434\u0430\u043f\u0442\u0438\u0440\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u043a \u043d\u043e\u0432\u044b\u043c \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044f\u043c. \u0412\u0430\u0436\u043d\u043e, \u0447\u0442\u043e\u0431\u044b \u043e\u043d\u0438 \u043f\u043e\u043d\u044f\u043b\u0438, \u043a\u0430\u043a \u043c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u043e \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c \u0441\u0445\u0435\u043c\u0443 \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u0430\u043d\u0438\u044f SEPA \u0438 \u0434\u0440\u0443\u0433\u0438\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0443\u0441\u043b\u0443\u0433\u0438 SEPA. \u0414\u043b\u044f \u044d\u0442\u043e\u0433\u043e \u043c\u043e\u0436\u0435\u0442 \u043f\u043e\u0442\u0440\u0435\u0431\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u043f\u0435\u0440\u0438\u043e\u0434 \u043e\u0431\u0443\u0447\u0435\u043d\u0438\u044f \u0438 \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0438, \u0447\u0442\u043e\u0431\u044b \u0432\u0441\u0435 \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u0438 \u0441\u043c\u043e\u0433\u043b\u0438 \u0432 \u043f\u043e\u043b\u043d\u043e\u0439 \u043c\u0435\u0440\u0435 \u0432\u043e\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430\u043c\u0438 \u043d\u043e\u0432\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u044b.  <\/p>\n<h3> <\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c4396eb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c4396eb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1852746\" data-id=\"1852746\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-daf06c4 elementor-widget elementor-widget-text-editor\" data-id=\"daf06c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u0417\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435<\/h3>\n<p>\u0412\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u0435 \u0441\u0445\u0435\u043c\u044b \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u0430\u043d\u0438\u044f SEPA \u0432 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u0441 2025 \u0433\u043e\u0434\u0430 \u043f\u0440\u043e\u0438\u0437\u0432\u0435\u0434\u0435\u0442 \u0440\u0435\u0432\u043e\u043b\u044e\u0446\u0438\u044e \u0432 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u0435 \u0441\u0442\u0440\u0430\u043d\u044b. \u0412 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438 \u0432 \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u0438 \u0431\u0435\u0437 SEPA \u0432\u0441\u0435 \u0435\u0449\u0435 \u0444\u0440\u0430\u0433\u043c\u0435\u043d\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u044b \u0438 \u0442\u0440\u0435\u0431\u0443\u044e\u0442 \u0431\u043e\u043b\u044c\u0448\u0438\u0445 \u0437\u0430\u0442\u0440\u0430\u0442, \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u043f\u0440\u0438 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f\u0445. \u0421 \u043f\u0440\u0438\u0441\u043e\u0435\u0434\u0438\u043d\u0435\u043d\u0438\u0435\u043c \u043a SEPA \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0441\u0442\u0430\u043d\u0443\u0442 \u0431\u044b\u0441\u0442\u0440\u0435\u0435, \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u0435\u0435 \u0438 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u043d\u0435\u0435 &#8211; \u043a\u0430\u043a \u0434\u043b\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439, \u0442\u0430\u043a \u0438 \u0434\u043b\u044f \u0447\u0430\u0441\u0442\u043d\u044b\u0445 \u043b\u0438\u0446.  <\/p>\n<p>\u041f\u0440\u0438\u0441\u043e\u0435\u0434\u0438\u043d\u0438\u0432\u0448\u0438\u0441\u044c \u043a SEPA, \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u0443\u043a\u0440\u0435\u043f\u043b\u044f\u0435\u0442 \u0441\u0432\u043e\u0438 \u043f\u043e\u0437\u0438\u0446\u0438\u0438 \u0432 \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u0435 \u0434\u0435\u043b\u043e\u0432\u043e\u0433\u043e \u0446\u0435\u043d\u0442\u0440\u0430 \u0438 \u043f\u0440\u043e\u043a\u043b\u0430\u0434\u044b\u0432\u0430\u0435\u0442 \u043f\u0443\u0442\u044c \u043a \u043b\u0443\u0447\u0448\u0435\u0439 \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0438 \u0432 \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0443\u044e \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0443\u044e \u0438\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0443. \u0421\u0445\u0435\u043c\u0430 \u043f\u0440\u044f\u043c\u043e\u0433\u043e \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u0430\u043d\u0438\u044f SEPA \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0435 \u0440\u0435\u0448\u0435\u043d\u0438\u0435 \u0434\u043b\u044f \u043f\u043e\u0432\u0442\u043e\u0440\u044f\u044e\u0449\u0438\u0445\u0441\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439, \u043a\u043e\u0442\u043e\u0440\u043e\u0435 \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0443\u043f\u0440\u043e\u0441\u0442\u0438\u0442 \u043f\u043e\u0432\u0441\u0435\u0434\u043d\u0435\u0432\u043d\u0443\u044e \u0436\u0438\u0437\u043d\u044c \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439 \u0438 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u0439. \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u0441\u0442\u0430\u043d\u0435\u0442 \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u0431\u043e\u043b\u0435\u0435 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0442\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0439, \u043d\u043e \u0438 \u0431\u043e\u043b\u0435\u0435 \u043f\u0440\u0438\u0432\u043b\u0435\u043a\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0434\u043b\u044f \u0438\u043d\u0432\u0435\u0441\u0442\u043e\u0440\u043e\u0432 \u0438 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u0433\u043e \u0431\u0438\u0437\u043d\u0435\u0441\u0430.  <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0412 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u043f\u0435\u0440\u0435\u0436\u0438\u0432\u0430\u0435\u0442 \u0440\u0435\u0448\u0430\u044e\u0449\u0438\u0439 \u043f\u0435\u0440\u0435\u043b\u043e\u043c\u043d\u044b\u0439 \u043c\u043e\u043c\u0435\u043d\u0442 \u0432 \u0441\u0432\u043e\u0435\u0439 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0439 \u0438\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0435. \u0421 1 \u044f\u043d\u0432\u0430\u0440\u044f 2025 \u0433. \u0427\u0435\u0440\u043d\u043e\u0433\u043e\u0440\u0438\u044f \u043f\u0440\u0438\u0441\u043e\u0435\u0434\u0438\u043d\u0438\u0442\u0441\u044f \u043a SEPA (\u0415\u0434\u0438\u043d\u043e\u0439 \u0437\u043e\u043d\u0435 \u0435\u0432\u0440\u043e\u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439), \u0447\u0442\u043e \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u0442 \u043a \u0434\u0430\u043b\u0435\u043a\u043e \u0438\u0434\u0443\u0449\u0438\u043c \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u044f\u043c \u0432 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f\u0445 \u0441\u0442\u0440\u0430\u043d\u044b. \u041d\u043e \u043a\u0430\u043a\u043e\u0432\u0430 \u0442\u0435\u043a\u0443\u0449\u0430\u044f \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u044f \u0431\u0435\u0437 SEPA \u0438 \u043a\u0430\u043a\u0438\u0435 \u0443\u043b\u0443\u0447\u0448\u0435\u043d\u0438\u044f \u043f\u0440\u0438\u043d\u0435\u0441\u0435\u0442 \u0432\u0432\u0435\u0434\u0435\u043d\u0438\u0435 \u0441\u0438\u0441\u0442\u0435\u043c\u044b SEPA?  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